02 Saturn lw300 blown head gasket?
 

Has had light smoke when I start the car for about a year now but as long as I kept oil in it then it has been fine. Two days ago it made a loud noise and started ticking in engine and little loss of power. Yesterday it got a lot louder like a gokart and noticed I was losing coolant then it just died I checked the oil and it it is milky and all my coolant is gone. When I try to start it it just clicks very loud. Any help would be very appreciated

That sounds like a serious failure. You say it had some valvetrain noise and it got worse and now it won’t crank over? Whatever failed will be expensive and time consuming to repair. You need to decide how much are you willing to spend on this car. Not running nice L series cars are only worth under $500.00. I have paid as little as $100 for a not running base model.

Yep, you screwed the pooch by not paying attention when it first started smoking. Blown head gasket and possible valve damage now. It's probably going to cost you more to get it fixed than it's worth. Unless YOU are the mechanic. Then you have to decide if it's worth the investment.